Making Dental Insurance Easy
All Major Insurance Plans Accepted
At Houston Crossroads Dental Care, we’re all about breaking down barriers. Along with convenient evening and weekend hours, we accept insurance from all major providers, including Delta Dental, Humana, and Cigna.
Your insurance works really well here and we will make sure of that! We all wish they would pay 100% but if they don’t we will maximize their contribution to the legal limit and contracted rate. To serve you better, this is a service we provide at no cost to you.
If you, a friend, or family member is uninsured, our in-house discount plan is cost-effective with savings on EVERY procedure!
How Dental Insurance Works, Simplified
In-Network vs. Out-of-Network — What It Really Means
We get this question a lot: “Are you in-network with my insurance?” The truth is, the answer isn’t always black and white.
Being “out-of-network” doesn’t necessarily mean your insurance won’t work here it all depends on the details of your specific plan. Many PPO plans still offer great coverage even when you visit an out-of-network dentist.
If you’re unsure, we’re happy to check your benefits for you and explain your options clearly no confusion, no surprises.
Understanding Your Dental Insurance
In-Network vs. Out-of-Network — What It Really Means
It’s common to feel unsure about whether a dental office is “in-network” or “out-of-network” and what that actually means for you. The good news? Out-of-network doesn’t always mean out-of-coverage. It all depends on the type of dental insurance plan you have. Many plans, especially PPOs, still provide great benefits even if we’re not in-network.
If you’re not sure how your coverage works, we’re happy to help you figure it out.
HMO plans only cover treatment from dentists who are in-network. If you need to see a specialist, you’ll also need a referral from your in-network dentist. To make sure your care is covered, always confirm that your provider is part of your plan’s network.
Most of our patients that have an HMO plan usually end up enrolling in our in-house discount plan as it is easier and cost-effective for the procedures they need to do today!
PPO plans give you more flexibility in choosing your dentist. Being “in-network” means we’ve arranged lower rates with your provider which means lower out-of-pocket costs for you. But even if we’re out-of-network, most PPOs still cover a large portion of your treatment. In fact, many patients are surprised by how affordable out-of-network care can be.
Insurance is important but so is the right fit.
While insurance is part of the equation, it shouldn’t be the only factor in choosing your dental care. We encourage you to look for a team that offers exceptional care, flexible scheduling, and a patient-first experience that fits your life.
Not sure how your plan works with our office? Give us a call — we’re happy to review your benefits and help you find the right appointment time for your needs.